Terms & Conditions

Terms and Conditions

Effective Date: January 1, 2026

Welcome to Banking Seba (accessible via https://www.bankingseba.com/). By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

1. Intellectual Property Rights

Unless otherwise stated, Banking Seba and/or its licensors own the intellectual property rights for all material and content published on this website, including articles, logos, layout, and graphics.

  • You may view, download, and print pages from Banking Seba for your own personal, non-commercial use.
  • Restrictions: You must not republish, sell, rent, sub-license, duplicate, or reproduce any material from Banking Seba without prior written consent.

2. General Informational Purpose & No Professional Advice

  • Informational Purpose Only: The content provided on Banking Seba regarding banking rates, loans, Mobile Financial Services (bKash, Nagad, Rocket), insurance, and investments in Bangladesh is for general educational and informational purposes only.
  • No Financial Relationship: The information on this site does not constitute formal financial, investment, legal, or tax advice, nor does it create a financial advisory or agency relationship between you and Banking Seba.
  • Data Verification: While we strive to present accurate interest rates, fees, and regulatory policies, financial terms change frequently in Bangladesh. You should always verify rates and terms directly with the respective official bank or financial institution before making any financial decisions.

3. User Conduct & Acceptable Use

By using Banking Seba, you agree to use the website only for lawful purposes. You are strictly prohibited from:

  • Using the website in any manner that causes, or may cause, damage to the website or impairment of its availability or accessibility.
  • Using the site to copy, store, host, transmit, or distribute malicious software (e.g., viruses, spyware, trojans).
  • Engaging in automated data collection activities (such as scraping or data mining) without our express consent.
  • Submitting false, offensive, or defamatory statements in post comments or contact forms.

4. User-Generated Content (Comments & Feedback)

If you post comments, feedback, or suggestions on Banking Seba:

  • You grant Banking Seba a non-exclusive, royalty-free license to use, reproduce, and edit your comments in any media format.
  • We reserve the right to monitor, moderate, or remove any comments deemed inappropriate, promotional, offensive, or in violation of these Terms.

5. Limitation of Liability

To the maximum extent permitted by applicable law, Banking Seba shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of your use of—or inability to use—this website or the information contained within it. This includes, but is not limited to, financial loss, transaction errors, loss of data, or reliance on outdated rates/information.

6. External Links Disclaimer

Our website contains links to external third-party websites (such as Bangladesh Bank, commercial bank portals, MFS apps, and government platforms). We have no control over the nature, content, or availability of those external sites and are not responsible for any information or services provided by them.

7. Indemnification

You agree to indemnify and hold harmless Banking Seba from and against any claims, liabilities, damages, losses, or costs (including legal fees) arising out of your breach of these Terms and Conditions or your misuse of this website.

8. Governing Law & Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of the People’s Republic of Bangladesh. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of Bangladesh.

9. Changes to Terms

We reserve the right to revise and update these Terms and Conditions at any time. By continuing to use Banking Seba after changes are published, you agree to be bound by the revised terms.

10. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please reach out to us:

  • Email: contact@bankingseba.com
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